Will my insurance pay for my girlfriend’s abortion?

January 17, 2022


Is your partner considering abortion after finding out she’s unexpectedly pregnant? You may be worried about making a pregnancy decision, along with the expenses that come with it. Wherever you and your partner are in the pregnancy journey – you are not alone.


HOW MUCH DOES ABORTION COST?

The average cost of abortion, according to the Guttmacher Institute, is around $500 for a first-trimester abortion in the US. The average cost of a second-trimester abortion is around $1,000, and late-term abortion is around $3,000 or more.


Costs of abortion vary based on gestational age and the type of abortion procedure your partner receives. The price increases as the pregnancy progresses. Costs also vary based on where you and your partner live and the abortion provider. 


WILL MY INSURANCE PAY FOR MY GIRLFRIEND’S ABORTION?

Unless you and your partner are married, usually no. Insurance policies vary from state to state, but most times, insurance companies don’t cover someone on a policy unless they are a spouse.


Federal funds are not allowed to be used for abortions unless the pregnancy is a result of rape, incest, or if it is determined to endanger the woman’s life.

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HOW DOES ABORTION WORK?


MEDICAL ABORTION

Medical abortion, also known as the abortion pill, works to terminate a pregnancy up to 10 weeks. This abortion procedure uses two drugs, Mifepristone and Misoprostol. Possible risks of the abortion pill method include incomplete abortion, heavy/prolonged bleeding, infection, and more.


SURGICAL ABORTION

There are multiple types of surgical procedures – all done at a clinic. All procedures require the cervix to be dilated and different surgical tools are used to remove the pregnancy. Possible risks of surgical abortion include perforation of the uterus, damage to the cervix, scar tissue on the uterine wall, and infection.


WHAT SHOULD I DO BEFORE AN ABORTION?

It’s vital to confirm your partner’s pregnancy to know how far along she is and what your pregnancy options are. Get clarity for what’s next and how to support your partner. 


If your partner has taken a home pregnancy test, it’s important to confirm her pregnancy with clinical pregnancy testing and an ultrasound. An ultrasound confirms whether or not the pregnancy is viable, the age of the pregnancy, and whether there are any complications like a possible ectopic pregnancy or miscarriage.


At the Open Arms Pregnancy Clinic, we offer free and confidential pregnancy testing, ultrasounds, options counseling, and support for men. We will provide you with all the information you need to make a fully informed choice. 

Talk to us today to learn more.

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